The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. Learn about how TransferMate’s personal product works and what it can do for you. Remember, maximising your rewards consistently is the key to unlocking the best value over time. Find out about the Citibank Debit Mastercard features and fees in this review. T&Cs apply. However, charge cards have no interest fees and do not allow you to carry an outstanding balance like credit cards, so you’ll need to pay off your balance in full each month. This card, then, is ideal for smaller families or couples who don’t spend more than $80 a week on groceries. Whether it’s cashback, miles or reward points, you should sign up for one that allows you to maximise your earning potential. Fret not – make an order online from Lazada, Taobao, or Mustafa (among others) and you’ll earn 10x rewards points too. You can use SingSaver’s free comparison tools to. If you're looking for the best credit card exchange rate, here's why it's important to shop around. TL;DR – Best Cashback Credit Cards For Working Adults In 2018. Receive an additional S$30 worth of Lazada vouchers when you apply online with MyInfo via SingPass. Earn 10x rewards on eligible Lazada purchases and 5x rewards on qualifying dining, entertainment and commute purchases. Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. 2. Deals and discounts in more than 90 countries. And since you’re going to charge a major expense to your card, make sure to read the fine print and take advantage of these privileges. Using your debit card in a foreign country is safe and convenient, but make sure to enable it for overseas use and look out for fees. spend required, and 1X UNI$ (or 2 miles) on other purchases. ... but you may consider using a charge card instead of a credit … 10X Rewards on eligible online and retail purchases, capped at 10,000 points per statement month. Top 6 Air Miles Credit Cards in Singapore 2019 Since it’s possible to receive, for example, over 100,000 hotel points for spending a few thousand dollars in the first 3 months after card approval, it makes sense to include sign-up bonuses in your credit card decision process. Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. How to choose the best credit cards for large purchases Compare credit cards that will benefit you most for your next large purchase. Sign in now to claim your free savings guide. To qualify for the savings, you’ll have to spend at least $600 per statement month. New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period while existing cardholders will get S$30 cashback. If you’re interested in applying for this card, here are the qualifying criteria and fees. The best way to pay for a big-ticket item is to use your credit card’s instalment payment plan. We are an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. No, never. Get the most value from your credit card. Apply today and enjoy up to S$150 in cash credits. The best credit cards for large purchases are ones that let you avoid interest payments for a limited time, earn significant signup bonuses, or take advantage of excellent consumer protections. Earn 1.4 miles for every S$1 spent locally with no minimum spend or cap. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Groceries are among the most common spending categories among Singaporean families so it makes sense to have a dedicated credit card for this. Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months. Enjoy up to 20,000 bonus miles if you charge S$50,000 to your card in a year. Up to 8% cashback on some weekend dining, travel, and entertainment and 3% cashback on online fashion, weekday dining, travel and more. 6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel. Basically, if you find yourself spending large amounts periodically, this credit card can help you unlock the most value. Instead, your transactions are approved based on your spending patterns and payment history. What can I do if the purchase is over my credit limit? For those times when you need to spend a couple of thousand dollars at a go, paying attention to your credit card rewards can prove fruitful. SingSaver's Exclusive Offer. As charge cards are designed for high-income individuals, you’d need to have an annual income of at least S$200,000 p.a to apply. 5.0 Apply Now. Cardholders can avoid the card’s S$192.6 annual fee as well with S$25,000 annual spend. The biggest benefit of using the card is its generous purchase protection. With these tips in mind, here's a round-up of the most popular types of credit cards in Singapore, sorted by category. The sheer variety of credit cards available in Singapore – and the attractive rewards and privileges they offer – can make choosing one a difficult task. We may also receive compensation if you click on certain links posted on our site. Get S$150 Lazada Vouchers and a free 24" Samsung Monitor, plus a j5create JVCU100 USB Webcam when you spend S$5,000 in the first three months. Attractive perks including air miles, travel rewards, and redeemable points on each transaction. The only major drawback to charging your expenses on plastic is the tendency to lose sight of your purchases and racking up more debt than you’re able to settle. Find the perfect gift Finder is committed to editorial independence. $10,000. SingSaver's … The Generous Card. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! Get S$150 cash credit if you spend S$1,500 or more within 30 days. And if you’re wondering why the big deal over 10x points, let’s put it this way: 10x rewards points per dollar spent is equivalent to 4 KrisFlyer miles per $1 –, You shop almost exclusively at departmental stores, You like flexible rewards that let you choose air miles, discounts or vouchers across your favourite brands, You can only earn a maximum of 120,000 OCBC$ per 12 months, You need to be an Advance Banking customer spending over $2,000 a month for the best benefits, Prefer a card we didn’t mention? on Citibank's application. We’ve searched the wide world of credit cards and pulled together a list of what we believe are the four best credit cards for jewelry purchases. Fret not – make an order online from Lazada, Taobao, or Mustafa (. ) New customers can get S$150 in bonus cash credits. First 200 new customers only. While we are independent, we may receive compensation from our partners for featured placement of their products or services. Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend. Is it worth charging my big-ticket purchase to plastic even if I can't afford to pay in full by the next statement? 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases … We may receive compensation from our partners for placement of their products or services. Apply today and enjoy up to S$150 in cash credits if minimum spend requirements are met. T&Cs apply. Best Dining Credit Cards in Singapore 2019. But if you have the capacity to pay for the amount that you spent on your card, then there’s little reason not to do so. Compare the best credit cards in Singapore for wedding. The Best Credit Cards in Singapore 2020. window.dataLayerState = [{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Base Rate Cashback","TopPicksData_providerLabel":"HSBC Revolution Credit Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":1},{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Travel Rewards","TopPicksData_providerLabel":"UOB PRVI Miles American Express Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":2},{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Bonus Cashback ","TopPicksData_providerLabel":"UOB PRVI Miles Visa Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":3}]; We’ve chosen the cards on this page based on the providers available through Finder. Want a credit card can help you unlock the most straightforward type of for! 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